Car Insurance Policy Recommendations For Collins Law, LLC Clients

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The state of Alabama requires drivers to have liability insurance coverage on their vehicles; however, it only requires minimum limits. Those limits are currently $25,000 per person and $50,000 per accident. Although car insurance is required for all drivers in the state of Alabama, many people still drive without it. Alabama is among the top ten states in the U.S. for uninsured drivers.

Collins Law strongly encourages uninsured/underinsured motorist coverage (UM/UIM) in your insurance policy so you can drive with confidence and peace of mind. Adding UM/UIM coverage could protect you, your household relatives, and your passengers if injured by a negligent driver who is uninsured or underinsured. UM/UIM insurance can cover medical bills, lost wages, pain and suffering, and even funeral expenses. This coverage can also be utilized if you are injured in a hit-and-run accident.

Don’t let an uninsured driver leave you or your loved ones in financial distress. Please speak with your insurance agent to discuss adding UM/UIM coverage to your insurance policy.

If you have any questions about Uninsured or Underinsured Motorist insurance, please call us at 205-588-1411.